Rates

Eagle Bank offers competitive rates on checking, savings, money markets and CDs. Our current rates are below.

Money Market-Consumer Tiered*

Amount Interest Rate (*APY)
$2,500 0.00% 0.00%
$2,501-$19,999 0.15% 0.15%
$20,000-$49,999 0.25% 0.25%
$50,000-$74,999 0.35% 0.35%
$75,000 and over 0.40% 0.40%
  • $7.00 service charge fee if balance falls below $2500.00
  • $2,500.00 minimum to open; service fees may reduce earnings
  • Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,501 to obtain the disclosed annual percentage yield.

Money Market-Commercial Tiered*

Amount Interest Rate (*APY)
$2,500 0.00% 0.00%
$2,501-$19,000 0.15% 0.15%
$20,000-$49,999 0.25% 0.25%
$50,000-$74,999 0.35% 0.35%
$75,000 and over 0.40% 0.40%
  • $10.00 service charge fee if balance falls below $2500.00
  • $2,500.00 minimum to open; service fees may reduce earnings
  • Minimum balance to obtain the annual percentage yield disclosed. You must maintain a minimum daily balance of $2,501 to obtain the disclosed annual percentage yield.

Millennium Money Market-Consumer*

Amount Interest Rate (*APY)
$2,500-$9,999 0.20% 0.20%
$10,000 and up 0.50% 0.50%
  • $2,500.00 minimum to open
  • $7.00 service charge fee if balance falls below $2500.00
  • Service fees may reduce earnings
  • $10.00 excess fee for each withdrawal over one per statement cycle
  • Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield.

Millennium Money Market-Commercial*

Amount Interest Rate (*APY)
$2,500-$9,999 0.20% 0.20%
$10,000 and up 0.50% 0.50%
  • $2,500.00 minimum to open
  • $10.00 service charge fee if balance falls below $2500.00
  • Service fees may reduce earnings
  • $10.00 excess fee for each withdrawal over one per statement cycle
  • Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield.

Access Checking* Fees may reduce earnings.

Interest Rate (*APY)
0.15% 0.15%
  • $100 minimum to open
  • Minimum balance to obtain the annual percentage yield disclosed
  • You must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield

SmartMoney Checking* Fees may reduce earnings.

Interest Rate (*APY)
1.74% 1.75%
  • $100 minimum to open
  • $30,000 maximum deposit to earn 1.75% annual percentage yield
  • Balance over $30,000 will earn 0.35% APY
  • To earn interest account must be in good standing and requires direct deposit, e-statements, 3 online bill payments through Eagle Bank's Online Bill Pay, 10 debit card transactions and no more than 8 written checks per statement cycle
  • Accounts that do not meet this criteria will earn 0.15% APY
  • Limit one account per household
  • All rates are subject to change

Certificates of Deposit (CDs) Penalty for early withdrawal

CD Interest Rate (*APY)
91 Day ($2,500.00 minimum to open) 0.15% 0.15%
182 Day ($2,500.00 minimum to open) 0.25% 0.25%
12 Month ($500.00 minimum to open) 0.40% 0.40%
18 Month ($500.00 minimum to open) 0.45% 0.45%
24 Month ($500.00 minimum to open) 0.50% 0.50%
30 Month ($500.00 minimum to open) 0.55% 0.55%
36 Month ($500.00 minimum to open) 0.65% 0.65%
48 Month ($500.00 minimum to open) 1.00% 1.00%
  • For balances up to $100,000. For rates for balances over $100,000 please call your local branch.

Individual Retirement Accounts (IRAs)

IRA Interest Rate (*APY)
Roth, Educational, Traditional (18 Month, variable rate) 0.790% 0.790%
Roth, Educational, Traditional (18 Month, fixed rate) 0.45% 0.45%
Roth, Educational, Traditional (36 Month, fixed rate) 0.65% 0.65%

Statement Savings* **

Interest Rate (*APY)
0.25% 0.25%
  • $100.00 minimum to open
  • Withdrawal restrictions apply
  • $3.00 monthly service charge fee if balance fall below $100.00 any day of the month.
  • Service charge fees may reduce earnings

Young Eagles* **

Interest Rate (*APY)
0.30% 0.30%
  • $1.00 Minimum balance to open account
  • Withdrawal restrictions apply
  • No service charge fees may apply.

Christmas & Vacation Club* **

Interest Rate (*APY)
0.25% 0.25%
  • $10.00 minimum to open and no service charge fees

Corporate Savings* **

Interest Rate (*APY)
0.25% 0.25%
  • $100.00 minimum balance to open
  • Withdrawal restrictions apply
  • $3.00 service charge fee if balance falls below $100.00 any day of the month
  • Service charge fees may reduce earnings

Student Savings* **

Interest Rate (*APY)
0.25% 0.25%
  • $1.00 Minimum balance to open account
  • Withdrawal restrictions apply
  • $3.00 monthly service charge fee if balance fall below $100.00 any day of the month.
  • Service charge fees may reduce earnings

Other restrictions may apply to all accounts. Call for details. *Interest rates are subject to change after account opening. **Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield.