Rates
Current Interest Rates June 5, 2013
Eagle Bank offers competitive rates on checking, savings, money markets and CDs. Our current rates are below.
Money Market-Consumer Tiered*
| Amount | Interest Rate | (*APY) |
|---|---|---|
| $2,500 | 0.00% | 0.00% |
| $2,501-$19,999 | 0.15% | 0.15% |
| $20,000-$49,999 | 0.25% | 0.25% |
| $50,000-$74,999 | 0.35% | 0.35% |
| $75,000 and over | 0.40% | 0.40% |
- $7.00 service charge fee if balance falls below $2500.00
- $2,500.00 minimum to open; service fees may reduce earnings
- Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,501 to obtain the disclosed annual percentage yield.
Money Market-Commercial Tiered*
| Amount | Interest Rate | (*APY) |
|---|---|---|
| $2,500 | 0.00% | 0.00% |
| $2,501-$19,000 | 0.15% | 0.15% |
| $20,000-$49,999 | 0.25% | 0.25% |
| $50,000-$74,999 | 0.35% | 0.35% |
| $75,000 and over | 0.40% | 0.40% |
- $10.00 service charge fee if balance falls below $2500.00
- $2,500.00 minimum to open; service fees may reduce earnings
- Minimum balance to obtain the annual percentage yield disclosed. You must maintain a minimum daily balance of $2,501 to obtain the disclosed annual percentage yield.
Millennium Money Market-Consumer*
| Amount | Interest Rate | (*APY) |
|---|---|---|
| $2,500-$9,999 | 0.25% | 0.25% |
| $10,000 and up | 0.50% | 0.50% |
- $2,500.00 minimum to open
- $7.00 service charge fee if balance falls below $2500.00
- Service fees may reduce earnings
- $10.00 excess fee for each withdrawal over one per statement cycle
- Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield.
Millennium Money Market-Commercial*
| Amount | Interest Rate | (*APY) |
|---|---|---|
| $2,500-$9,999 | 0.25% | 0.25% |
| $10,000 and up | 0.50% | 0.50% |
- $2,500.00 minimum to open
- $10.00 service charge fee if balance falls below $2500.00
- Service fees may reduce earnings
- $10.00 excess fee for each withdrawal over one per statement cycle
- Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield.
Interest Checking* Fees may reduce earnings.
| Interest Rate | (*APY) |
|---|---|
| 0.15% | 0.15% |
- $100 minimum to open
- Minimum balance to obtain the annual percentage yield disclosed
- You must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield
SmartMoney Checking* Fees may reduce earnings.
| Interest Rate | (*APY) |
|---|---|
| 1.74% | 1.75% |
- $100 minimum to open
- $30,000 maximum deposit to earn 1.75% annual percentage yield
- Balance over $30,000 will earn 0.35% APY
- To earn interest account must be in good standing and requires direct deposit, e-statements, 3 online bill payments through Eagle Bank's Online Bill Pay, 10 debit card transactions and no more than 8 written checks per statement cycle
- Accounts that do not meet this criteria will earn 0.15% APY
- Limit one account per household
- All rates are subject to change
Certificates of Deposit (CDs) Penalty for early withdrawal
| CD | Interest Rate | (*APY) |
|---|---|---|
| 91 Day ($2,500.00 minimum to open) | 0.15% | 0.15% |
| 182 Day ($2,500.00 minimum to open) | 0.25% | 0.25% |
| 12 Month ($500.00 minimum to open) | 0.40% | 0.40% |
| 18 Month ($500.00 minimum to open) | 0.45% | 0.45% |
| 24 Month ($500.00 minimum to open) | 0.55% | 0.55% |
| 30 Month ($500.00 minimum to open) | 0.55% | 0.55% |
| 36 Month ($500.00 minimum to open) | 0.70% | 0.70% |
| 48 Month ($500.00 minimum to open) | 1.00% | 1.00% |
- For balances up to $100,000. For rates for balances over $100,000 please call your local branch.
Individual Retirement Accounts (IRAs)
| IRA | Interest Rate | (*APY) |
|---|---|---|
| Roth, Educational, Traditional (18 Month, variable rate) | 0.825% | 0.825% |
| Roth, Educational, Traditional (18 Month, fixed rate) | 0.45% | 0.45% |
| Roth, Educational, Traditional (36 Month, fixed rate) | 0.70% | 0.70% |
Statement Savings* **
| Interest Rate | (*APY) |
|---|---|
| 0.25% | 0.25% |
- $100.00 minimum to open
- Withdrawal restrictions apply
- $3.00 monthly service charge fee if balance fall below $100.00 any day of the month.
- Service charge fees may reduce earnings
Young Eagles* **
| Interest Rate | (*APY) |
|---|---|
| 0.30% | 0.30% |
- $1.00 Minimum balance to open account
- Withdrawal restrictions apply
- No service charge fees may apply.
Christmas & Vacation Club* **
| Interest Rate | (*APY) |
|---|---|
| 0.25% | 0.25% |
- $10.00 minimum to open and no service charge fees
Corporate Savings* **
| Interest Rate | (*APY) |
|---|---|
| 0.25% | 0.25% |
- $100.00 minimum balance to open
- Withdrawal restrictions apply
- $3.00 service charge fee if balance falls below $100.00 any day of the month
- Service charge fees may reduce earnings
Student Savings* **
| Interest Rate | (*APY) |
|---|---|
| 0.25% | 0.25% |
- $1.00 Minimum balance to open account
- Withdrawal restrictions apply
- $3.00 monthly service charge fee if balance fall below $100.00 any day of the month.
- Service charge fees may reduce earnings
Other restrictions may apply to all accounts. Call for details. *Interest rates are subject to change after account opening. **Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield.
