| |
Interest Rate |
(*APY) |
| Annual Percentage Yield (APY) accurate as of December 10, 2008 |
| Money Market-Consumer Tiered* |
|
|
| $2,500 |
0.00% |
0.00% |
| $2,501-$19,999 |
1.00% |
1.01% |
| $20,000-$49,999 |
1.25% |
1.26% |
| $50,000-$74,999 |
1.50% |
1.51% |
| $75,000 and over |
1.75% |
1.77% |
| $7.00 service charge if average balance falls below $2500.00 |
| $2,500.00 minimum to open; service fees may reduce earnings |
| Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $2,500 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle |
| |
|
|
| Money Market-Commercial Tiered* |
|
|
| $2,500 |
0.00% |
0.00% |
| $2,501-$19,000 |
1.00% |
1.01% |
| $20,000-$49,999 |
1.25% |
1.26% |
| $50,000-$74,999 |
1.50% |
1.51% |
| $75,000 and over |
1.75% |
1.77% |
| $10.00 service charge if average balance falls below $2500.00 |
| $2,500.00 minimum to open; service fees may reduce earnings |
| Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $2,500 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle |
| |
|
|
| Millennium Money Market-Consumer* |
|
|
| $2,500-$9,999 |
1.25% |
1.26% |
| $10,000 and up |
1.75% |
1.77% |
| $2,500.00 minimum to open |
| $7.00 service charge if average balance falls below $2500.00 |
| Service fees may reduce earnings |
| $10.00 excess fee for each withdrawal over one per statement cycle |
| Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $1,000 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. |
|
|
| |
|
|
| Millennium Money Market-Commercial* |
|
|
| $2,500-$9,999 |
1.25% |
1.26% |
| $10,000 and up |
1.75% |
1.77% |
| $2,500.00 minimum to open |
| $10.00 service charge if average balance falls below $2500.00 |
| Service fees may reduce earnings |
| $10.00 excess fee for each withdrawal over one per statement cycle |
| Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $1,000 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. |
|
|
| |
|
|
| Interest Checking* - Fees may reduce earnings. |
.45% |
.45% |
| Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $1,000 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. |
|
|
| |
|
|
| Certificates of Deposit Penalty for early withdrawal. |
|
|
| 30 Day ($2,500.00 minimum to open) |
1.50% |
1.51% |
| 60 Day ($2,500.00 minimum to open) |
1.50% |
1.51% |
| 91 Day ($2,500.00 minimum to open) |
2.00% |
2.01% |
| 182 Day ($2,500.00 minimum to open) |
2.65% |
2.67% |
| 12 Month ($500.00 minimum to open) |
2.85% |
2.88% |
| 18 Month ($500.00 minimum to open) |
3.00% |
3.03% |
| 24 Month ($500.00 minimum to open) |
3.50% |
3.55% |
| 30 Month ($500.00 minimum to open) |
3.60% |
3.65% |
| 36 Month ($500.00 minimum to open) |
3.65% |
3.70% |
| 48 Month ($500.00 minimum to open) |
3.80% |
3.85% |
| |
|
|
| IRAs |
|
|
| Roth, Educational, Traditional (18 Month, variable rate) |
1.85% |
1.86% |
| Roth, Educational, Traditional (36 Month, fixed rate) |
3.65% |
3.70% |
| |
|
|
| Savings* ** |
|
|
| Statement Savings** |
.80% |
.81% |
| $100.00 minimum to open. Withdrawal restrictions apply. |
| $3.00 monthly service fee if balance fall below $100.00 |
| Service fees may reduce earnings |
| |
|
|
| Young Eagles** |
1.05% |
1.05% |
| $1.00 Minimum balance to open account. Withdrawal restrictions apply. |
| |
|
|
| Christmas and Vacation Club** |
.80% |
.80% |
| $10.00 minimum to open and no service fees |
| |
|
|
| Corporate Savings** |
.80% |
.80% |
| $100.00 minimum balance to open. Withdrawal restrictions apply. |
| $3.00 service fee if balance falls below $100.00 |
| Service fees may reduce earnings |
| |
|
|
| Student Savings** |
.80% |
.80% |
| $1.00 Minimum balance to open account. Withdrawal restrictions apply. |
Other restrictions may apply to all accounts. Call for details.
*Interest rates are subject to change after account opening.
**Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Other restrictions may apply to all accounts. Call for details.
*Interest rates are subject to change after account opening.
**Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.