Health Savings Accounts

Health Savings Accounts (HSAs) function like a 401(k) for healthcare.  They are tax-advantaged personal savings account where funds can be used to save and pay for qualified health expenses, now or in the future.

Employer Benefits

• Lower costs for health care
• More predictable costs (HDHPs have stable rates)
• Give employees more control over health care
   

Employee Benefits

• Pre-tax or tax-deductible contributions to the HSA
• Tax-free interest or investment earnings
• Tax-free distributions, when used for qualified medical expenses
• No “use-it-or-lose-it” provision like with Flexible Spending Account (FSA)
• HSAs are portable

 

Eagle Bank in the Community

Click here for information about Eagle Bank's community involvement and more.

Eagle Bank and Trust Company of Missouri is located throughout St. Louis County, Jefferson County and in Perryville. With our amazing customer service, competitive rates and innovative products and services it's no wonder area families and businesses have been flying high with Eagle Bank for almost a century.