Top 10 Fraud Predictions

1 — The recession will lead to more identity theft scams, since identity thieves always find a way to use difficult economic times to their advantage

2 — Identity thieves will take advantage of high unemployment rates by tricking jobseekers with fake job listings and work-at-home scams.

3 — The number of individuals with no criminal history who will begin to explore the crime of identity theft for financial gain will increase.

4 — Child identity theft and identity theft cases perpetrated by people close to the victim - such as friends, roommates, and fellow workers - will increase in tough economic times.

5 — Medical identity theft will rise as high unemployment and high medical insurance costs cause uninsured people to use the coverage of friends, relatives, or strangers to get medical care.

6 — Insider identity theft will increase due to the failure to secure workplaces to prevent identity thieves from gaining access to personal information contained in databases or paper files.

7 — Individuals will fall victim to Governmental identity theft after they apply for government assistance and benefits using their own Social Security Numbers (SSNs), leading to complications with government institutions.

8 — Criminal identity theft - when one individual uses another's personal information to avoid having a criminal record - will grow, leading to loss of employment and benefits and to arrests of identity theft victims.

9 — Social media identity theft will increase, allowing identity thieves to hack social media accounts with "phishing" to create infected links or false pages to steal personal information from users and their "friends."

10 — Over the next two years, identity theft crimes - and the number of victims - will increase unless changes are made in information security, especially to the current system of identification that has few safeguards to protect consumers.

 

For 9 straight years, identity theft has topped the charts in number of consumer complaints according to the FTC. And, from looking at the predictions, the crime will continue to grow. The time for a comprehensive identity theft solution is now.

Eagle Bank sponsor, Affinion Group, is the leader in identity theft solutions. With more than 35 years of experience, they have consistently stayed ahead of the identity theft curve. Affinion Group's identity theft solutions help Eagle Bank customers prevent, detect, and resolve identity theft-related.

There are multiple ways fraud can occur which is why Affinion Group offers a solution combating many of the key methods used by identity thieves:

 

PREVENTION

• Access to set credit bureau fraud alerts to help prevent against new account fraud
• Fraud education web site with resources and tips on fraud prevention

 

DETECTION

• 24/7 online credit/debit card fraud monitoring
• Access to credit reports and scores
• Ongoing daily monitoring of credit activities with quarterly "no hits"

RESOLUTION

• Identity theft insurance
• Comprehensive fraud resolution service provided by skilled, dedicated FCRA-trained caseworkers
• Payment card protection with 24/7 one-call convenience to report lost/stolen cards for cancellation and replacement
• Access to robust, online step-by-step instructions to resolve fraud

 

Click here for more information on Eagle Bank's fraud protection plan, IdentitySecureSM, with a special trial offer for Eagle Bank customers! When you sign up, you will receive your Personal Credit Report online in seconds!

Eagle Bank in the Community

Find information about Eagle Bank's community involvement and more.

Eagle Bank Locations

2521 Brentwood Blvd.
Brentwood, MO 63144
(314) 968-2200

6725 Chippewa Street
St. Louis, MO 63109
(314) 647-9991

14231 Manchester Road
Manchester, MO 63011
(636) 227-4545

1052 S. Kirkwood Road
Kirkwood, MO 63122
(314) 965-8686

5721 S. Lindbergh
St. Louis, MO 63123
(314) 845-0278

4675 Gravois Road
House Springs, MO 63051
(636) 671-3373

3944 Vogel Road
Arnold, MO 63010
(636) 282-9000

6710 Veterans Drive
Cedar Hill, MO 63016
(636) 274-4141

10596 Business 21
Hillsboro, MO 63050
(636) 797-4040

680 S. Mill Street
Festus, MO 63028
(636) 931-3660

#50 Jefferson Square
DeSoto, MO 63020
(636) 337-3636

14 N. Jackson Street
Perryville, MO 63775
(573) 547-4581

Eagle Bank and Trust Company of Missouri is located throughout St. Louis County, Jefferson County and in Perryville. We offer great products and services like high interest checking accounts, free checking, and online banking. With our amazing customer service, we are one of the best small business banks offering no fee business checking and small business loans. It's no wonder area families and businesses have been flying high with Eagle Bank for almost a century.